How to pronounce “annuity”
Annuity is pronounced /əˈnuːətiː/. It has 4 syllables, and the beat falls on the second one — nuː. Below: the syllable split, native audio in both accents, the mistake people actually make with this word, and every individual sound in it explained.
Syllables and stress
Split it into 4 beats. The highlighted syllable is the strong one: say it louder, longer and a touch higher in pitch, and let the others fall away. English is a stress-timed language, so getting nuː in the right place matters more to a listener than getting every vowel perfect.
Stress pattern oOoo — capital letters mark the stressed beats.
The common mispronunciation of “annuity”
✗ Often said: /ˈænʌɪtiː/ — the spelling, read straight off the page.
✓ Actually: /əˈnuːətiː/
Why the two come apart: the stress lands on the second syllable (“nuː”), not on the first one — putting the beat at the front is the mistake almost everyone makes; also, the unstressed vowels flatten all the way down to /ə/ — English swallows them, so they never sound the way they are written; also, at least one vowel does not say what its spelling suggests — English vowel letters are not reliable here.
This is why reading English aloud from spelling alone goes wrong so often: the letters of “annuity” are not a reliable map of its sounds. The IPA is — each symbol stands for exactly one sound, every time.
“annuity” sound by sound
“annuity” is built out of 6 sounds. Say each one on its own first, slowly, then run them together at speed. Every sound links to a full guide with mouth position, the mistake learners make with it, and other words that use it.
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əDo almost nothing: leave the tongue in its neutral resting position, mouth slightly open, and make the shortest, weakest possible vowel.
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nTouch the tongue tip to the ridge behind the upper teeth, lower the soft palate, and voice the air out through the nose.
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uːPush the tongue high and back and round the lips into a tight, forward circle; hold it tense and long.
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əDo almost nothing: leave the tongue in its neutral resting position, mouth slightly open, and make the shortest, weakest possible vowel.
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tTouch the tongue tip to the bumpy ridge just behind the upper teeth, block the air, then release it with a puff.
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iːSpread the lips into a smile, push the front of the tongue high and forward, and hold the sound tense and long.
Words that rhyme with “annuity”
Same ending sound from the stressed vowel on — a good way to hear whether you have the vowel right:
Questions people ask about “annuity”
- How do you pronounce “annuity”?
- “annuity” is pronounced /əˈnuːətiː/, with the stress on the second syllable (nuː). Press the US or UK button above to hear it spoken.
- How many syllables are in “annuity”?
- “annuity” has 4 syllables: ə · nuː · ə · tiː. The stress pattern is oOoo.
- What is the common mispronunciation of “annuity”?
- People read it off the spelling as /ˈænʌɪtiː/, but it is actually /əˈnuːətiː/, because the stress lands on the second syllable (“nuː”), not on the first one — putting the beat at the front is the mistake almost everyone makes.
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